Closing!

So I signed all the papers for my house yesterday. We couldn't do the money transfers because it was a stupid holiday. So the money part was left for today. I was told it should be a quick process, that what was left should be a piece of cake. I thought I'd be in the house by 10 this morning.

The bank opened at 9 this morning so I got there a couple minutes before 9. There was a whole line of people waiting for them to open. I thought that was kind of strange but whatever. For some reason it took a while for them to do it so it was about 9:30 when I had the check in my hand.

I have never had a check that large in my possession before. The most I've had before was about $3000 and that already made me uncomfortable. And this was 20% down + fees. So this was a monstrous check sitting in my passenger seat. It was a long 10 minute drive to the lawyer's office.

I get to the lawyer's office and she is not there. Some other lady comes out and asks what I'm doing there. I explain to her what is going on and she comes over, takes the check, tells me it'll be about noon or so before they do anything and ushers me out the door. This was a little disheartening. I had just handed the largest check I have ever seen to a lady I'd never seen before and whose name I didn't even know. The only consolation I had was the check was made out so that it would be my down payment.

So the second I am out the door I call my realtor so she can explain what the hell just happened and if I should storm back in there to get my check. She didn't answer. I just paced around the parking lot about to have a heart attack. Eventually my realtor called back and said it was OK and I just had to wait and that noon isn't that bad.

So I went to Panera and waited. And waited. And waited. And ate a chocolate chip bagel, toasted with butter and a lemonade. And waited. Noon rolls around. And I'm wondering what's going on and if I should call anyone or who I should even call. My realtor calls me at about 12:10 asking if I'd heard anything. Apparently she hadn't heard anything either and was hoping that I had. She had called the lawyer and couldn't reach her. The lawyer's office apparently is out 12-1 every day for lunch. So I continued to wait. Needless to say, I am not thrilled with this lawyer. I suspect the staff at Panera were suspicious because I was there being all fidgety and nervous. And I was there for so long. Just playing with my computer, nursing a lemonade, checking my phone every couple minutes with a car parked right in front loaded up with who knows what. I'm shady like that.

And apparently there was someone else at Panera with my name. It was strange because I was sitting there playing with my computer when I hear my name on their speaker system. I looked up like wait, what did I order when I realized maybe it's someone else. No one ever has my name.

At about 1:30 my realtor called. I was hopeful that everything was now done and I could finally get into the house. Not so much. They were still waiting on the wire transfer. Something about getting backed up because of the holiday. Like I care. I wanted to get into the house so I could get my stuff in and clean the place down. I thought I'd have that done by 1 or so. Instead I wasted my day at Panera.

It looks like I am going to have a long night ahead of me. After I get things done at the house I have to go back up, pack up the rest of my stuff, get it in the car and be out the door by 7AM tomorrow to get down here in time to meet the movers. Assuming the wire transfer gets done and I do get in this afternoon.

I hate this. Today was supposed to be an easy happy day.